---
title: "Why Most Tech Execs Handle RSUs Wrong"
url: "https://deltafinancial.com.au/4/rsu-playbook/36/why-most-tech-execs-handle-rsus-wrong"
---

## Watch: do you have a tax problem with your employee share scheme?

<iframe src="https://www.youtube-nocookie.com/embed/mcmyP1EnPkA" title="Watch: do you have a tax problem with your employee share scheme?" style="width:100%;aspect-ratio:16/9;border:0;" allow="accelerometer; encrypted-media; picture-in-picture" allowfullscreen></iframe>

## 🔍Why Most Tech Execs Handle RSUs Wrong

Not because they're not smart. You run P&Ls. You manage headcount. You've shipped products used by millions.

But RSU tax strategy in Australia sits at a very specific intersection:

- Australian ESS rules (Division 83A) — completely different from the US
- Your full vest value is added to assessable income and taxed at marginal rates up to 47%
- CGT rules — real, but often misused in ways that create concentration risk
- Division 293 — the extra 15% super tax that kicks in when your income crosses $250K
- Non concessional after tax contributions, one of the most underutilised levers available

Most advisers don't know this world. Most accountants handle it reactively, after the damage is done.

**This playbook gives you the framework. The strategy session — once you've read through — gives you the personalised plan.**