Watch: do you have a tax problem with your employee share scheme? #

🔍Why Most Tech Execs Handle RSUs Wrong #

Not because they're not smart. You run P&Ls. You manage headcount. You've shipped products used by millions.

But RSU tax strategy in Australia sits at a very specific intersection:

• Australian ESS rules (Division 83A) — completely different from the US
• Your full vest value is added to assessable income and taxed at marginal rates up to 47%
• CGT rules — real, but often misused in ways that create concentration risk
• Division 293 — the extra 15% super tax that kicks in when your income crosses $250K
• Non concessional after tax contributions, one of the most underutilised levers available

Most advisers don't know this world. Most accountants handle it reactively, after the damage is done.

This playbook gives you the framework. The strategy session — once you've read through — gives you the personalised plan.